RERA Calculator UAE – Calculate Rent Increase, Mortgage, Service Charges & More

Welcome to the RERA Calculator UAE, an all-in-one online tool designed to help tenants, landlords, homebuyers, and investors make smarter property decisions. Our tool follows UAE’s Real Estate Regulatory Agency (RERA) guidelines, ensuring you get accurate estimates.

Key Features

• Rental Increase Calculator: Check if a rent increase is within legal limits based on RERA’s rental index.
• Mortgage Affordability Calculator: Estimate your monthly EMI and assess your loan eligibility.
• Service Charge Estimator: Calculate annual maintenance fees based on property size and fixed rate.
• Off-Plan Payment Schedule: Plan your installment payments for under-construction properties.
• Property Depreciation Calculator: Forecast how your property’s value might depreciate over time.
• Early Loan Repayment Calculator: See potential interest savings if you decide to pay off your mortgage early.
• Land Registration Fee Calculator: Estimate government fees for property registration based on a typical 4% rate.

How to Use the RERA Calculator UAE

1. Select Your Calculator: Use the tab menu to choose the calculation you need.
2. Enter Your Details: Input the required information such as current rent, property price, or loan term.
3. Click Calculate: Hit the “Calculate” button to get your result instantly.
4. Review Your Result: Use the result to help plan your budget and make informed real estate decisions.

Detailed Breakdown of Each Feature

Rental Increase Calculator

This tool lets you compare your current rent with a proposed rent increase. Enter the current and proposed rent amounts, and the calculator will show if the increase is within the allowed limit based on RERA’s guidelines.

Mortgage Affordability Calculator

Plan your property purchase with ease. Input the property price, down payment, annual interest rate, and loan term to get an estimated monthly EMI. This tool helps you determine your mortgage affordability and financial planning.

Service Charge Estimator

Estimate your annual service charge by entering your property’s size and a fixed rate per square foot. This feature is useful for tenants and owners to understand yearly maintenance costs.

Off-Plan Payment Schedule

For buyers of under-construction properties, this calculator breaks down the payment schedule. Enter the total property cost, down payment percentage, and the number of installments to see your payment plan, including the initial down payment and equal installment amounts.

Property Depreciation Calculator

Plan for the future by calculating how much your property might depreciate over time. Simply enter the initial property value, the annual depreciation rate, and the number of years to get an estimate of its future value.

Early Loan Repayment Calculator

Curious about saving on interest by paying off your loan early? Input your outstanding loan amount, annual interest rate, and remaining loan term to calculate the approximate interest savings you could achieve.

Land Registration Fee Calculator

Estimate the government registration fee required when purchasing a property. Based on a typical 4% fee of the property price, this calculator gives you a quick estimate to help plan your budget.

Why Use This Calculator?

• Free & User-Friendly: No registration, subscription, or API integration required.
• Accurate Estimates: Uses RERA guidelines and fixed formulas for reliable calculations.
• Instant Results: Get quick insights to make better real estate decisions.
• Local Data Processing: All calculations are performed locally, ensuring your data remains private.

Frequently Asked Questions 

Is this calculator officially approved by RERA?
No, this tool is designed based on RERA guidelines for estimation purposes only and is not an official government product.

Can I use this calculator for any emirate in the UAE?
Yes, while the tool is designed with UAE standards in mind, note that some rental regulations may vary by emirate.

Do I need an internet connection to use this calculator?
The calculations are done locally in your browser, so once loaded, you can use the tool without an active internet connection.

How often are the formulas updated?
The formulas are based on standard industry practices and RERA guidelines. It is advisable to check for any changes in regulations periodically.

Is my data stored when I use the tool?
No, all calculations are performed locally, and no personal or financial data is stored or transmitted.

Conclusion

Our RERA Calculator UAE is your go-to online tool for accurate, quick, and free property-related calculations. Whether you’re a tenant, landlord, or homebuyer, start using our calculators today to make smart and informed decisions in the UAE real estate market.